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Apple Cash is your iPhone’s new digital wallet

And no, Apple Pay is a different thing.

Image: Apple

Apple earlier today rolls out iOS 15.5 as a way to introduce the new and enhanced version of the Apple Pay Cash, called the Apple Cash.

Apple Pay Cash… in a new look

Apple Cash is a virtual debit card integrated into the Wallet app. It’s a digital cash card that allows users to send and receive money seamlessly through the Messages app. It also works on the Wallet app and on Apple Pay.

Image: Apple
Apple Cash requirements

Users must be at least 18 years old and live in the United States in order to set up their Apple Cash cards. Requirements include: a compatible iOS 11.2 (or later) or WatchOS 4.2 (or later) device, and an eligible debit card to add to the Wallet app.

Keep in mind that users are also required to set up two-factor authentication (2FA) for their Apple IDs, as well as sign in the same Apple ID on any device that will be used to transfer funds or receive money. The two-factor authentication is to ensure that your e-Wallet details are secured so you can make transactions with no worries.

Image: Apple
How does it differ from Apple Pay?

While it may seem confusing at first, Apple Cash is different from Apple Pay. Well, not entirely. Basically, Apple Cash and Apple Pay have their similarities, as virtual cash cards, but the latter uses Near Field Communication (NFC) technology between a device and where the payment should go, and that’s what makes it different from the first one.

Apple Cash, on the other hand, does not require physical interaction. It gives users the capability to transfer and receive money in Messages, or Wallet, contactless. Although it can also be used to make purchases using Apple Pay.

Written By

Brahm Daniel Verano is the Founder and the Editor-in-Chief of Androidist. He established Androidist as a platform for tech journalism back in 2019 covering the latest news and updates happening in the tech industry. It all started as a Facebook page and later evolved into a tech-oriented website backed by a startup team of writers. When not writing, you'll find him watching anime. He's also an otaku in denial. You can reach out to him at


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